01What
Attaches a list of signer accounts to your account, each with a weight, plus a quorum — the minimum combined weight needed to approve a transaction.
02Why you'd use it
Shared treasuries, company accounts, and serious personal security all want this: no single key should be able to move the funds.
03How
- 1Decide your policy — for example, any 2 of 3 partners: three signers with weight 1 each and a quorum of 2.
- 2Enter the Signer Quorum (the required total weight).
- 3Enter Signers as JSON: an array of {"account": "r...", "weight": 1} — up to 32 entries. Each signer is a normal XRPL address whose holder keeps their own seed.
- 4Submit and confirm tesSUCCESS. Future transactions can now be multi-signed under this policy.
- 5To remove the list later, submit with quorum 0 and no signers.
Watch out
- The signer list locks 0.2 XRP of owner reserve while it exists.
- Setting a signer list does NOT disable your master key — it still signs alone. Disabling it (asfDisableMaster in Account Settings) is a separate, deliberate step; only do it once you have tested multi-signing end to end.
- Weighted setups let you build policies like 'the CFO alone, or any two clerks' (CFO weight 2, clerks weight 1, quorum 2).
- If enough signers lose their keys to make quorum unreachable — and the master key is disabled — the account is bricked. Choose quorum with failure in mind.
For example
Three co-founders set a 2-of-3 signer list on the company treasury and, after a successful test transaction, disable the master key. Now no single founder — and no single hacked laptop — can move company funds.