01What
Cashes a check written to you, pulling the XRP from the writer's account into yours — for an exact amount or a minimum you will accept.
02Why you'd use it
A check is worth nothing until cashed. This is the deposit step, on your schedule.
03How
- 1Enter the Check ID the writer shared (or find it via Account Objects, type check).
- 2For the full face value, put it in Exact Amount (XRP) and leave the minimum blank.
- 3Or set Minimum Amount (XRP) to accept 'at least this much' — useful if the writer might be slightly short.
- 4Submit and confirm tesSUCCESS — the XRP is now yours.
Watch out
- Provide exactly one of the two amounts, not both.
- If the writer's spendable balance cannot cover your exact amount, cashing fails with a tec* code — and your fee is burned. The flexible minimum mode can still collect what is there.
- Only the account the check names can cash it.
- Cash before the expiration — an expired check fails with tecEXPIRED.
For example
A freelancer holds a 500 XRP check but wants the income to land in the new tax year. On January 2nd they cash it for the exact amount — timing chosen entirely by them.